We combine our own custody and banking solutions with access to other Financial Institutions through API connections to offer firms a true Banking as a Platform solution.
Austin Capital’s Banking-as-a-Platform seamlessly integrates with many service providers into one comprehensive process to complete a financial transaction in an effective and timely manner.
Without the Austin Capital Platform, a fintech startup would be required to build out technology in-house (or outsource to a 3rd party) for user interface and onboarding, regulatory and risk controls (such as AML and KYC), and periodic agency audits or government reporting requirements. With high upfront costs, investment capital required, and a timeframe of over 1-2 years just for a minimally viable product, firms are eager for a faster and lower cost solution.
Austin Capital delivers this solution and allows fintech firms to connect directly into our platform immediately.
FDIC Insured Account
Crypto (coming soon)
Debit and Credit Card Program Manager (coming soon)
Austin Capital has created this path for fintechs by utilizing an API integration stack. Firms no longer have to clear the numerous hurdles that starting banking services would require.
By combining technology with banking services, Austin Capital is able to deliver a Fintech Software-as-a-Service (SaaS) ecosystem for companies to plug directly into our core infrastructure for banking products on-demand – without the need for a Banking-as-a-Service (BaaS) provider in the middle.
The result is our virtual marketplace for purchasing and launching bank products that are plug-and-play.